Child Insurance Plan

Provides financial coverage to your child's future needs and allows you to plan his/her future in a better way and stabilize way. It is basically a combination of insurance cover and investment that secure multiple stages of your child. Life cover is something that you will get as a lump sum amount at the end of the policy.

Apart from this basic cover, the plan also assist you in offering flexible payouts at important stages of your child's life. It is obvious that you don't want to think about your death or any unfortunate incident but have you ever thought that what your child would do after your death, how he/she will manage to secure future. Basically, a child insurance plan makes sure that child's future financial needs are taken care of even in your absence.

Benefits of Child Insurance Plans:

  • Life cover for the child.

  • Investment for child's future needs.

  • You can add riders to the plan.

  • Death benefit and maturity benefits are paid.

  • You can select the premium amount based on the sum assured and the maturity amount than you choose.

  • Policy term will depend upon the age of your child. The policy term can be planned around the time you think that you require extra cash flow.

  • Waiver of premium rider can also be opted.

  • Partial withdrawals are allowed as and when you need to meet your child's educational needs or for meeting other related expenses.

Who can take Child Life Insurance?

Anyone who want to secure his child's future can invest in this plan. You can also take this plan if you wish to secure major event of your child's life such as higher education, marriage etc. In case you died then this pan will not allow your child to suffer financially and will make sure that he/she is receiving the best.

How a child insurance plan will secure your child's future?

  • Offers financial security during the most vital stages of your child's life

  • Provide a perfect mixture of investment and savings in a single plan

  • Safeguards child's future, even after demise of the parent

  • Favours disciplined, long term savings, that usually becomes a challenge